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Rates

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Deposit Account Interest Rates (Checking & Savings)

Personal Deposit AccountsMiniumum Daily Balance to obtain Annual Percentage Yields (APY) *Annual Interest RateAnnual Percentage Yield (APY)*

Select Set

$5,000.00 Combined Balance***

0.150%

0.15%

Interest Checking

$1,000.00

0.150%

0.15%

Rewards Checking (tiered rate)

up $10,000 - Qualifying Balance

0.995%

1.00%


Over $10,000 - Qualifying Balance

0.150%

0.15%


Non-Qualifying Balance

0.050%

0.05%

Money Market Savings (tiered rate)

$0.00 - $9,999.99

0.200%

0.20%


$10,000.00 - $49,999.99

0.200%

0.20%


$50,000.00 - $99,999.99

0.200%

0.20%


$100,000 - $499,999.00

0.250%

0.25%


$500,000 and over

0.250%

0.25%

Savings Account

$100.00

0.250%

0.25%

Christmas Club Account****

$2.00

1.000%

1.00%

Summer Savings Club

$2.00

1.000%

1.00%

Health Savings Account (tiered rate)

0.00 - $999.99

0.100%

0.10%


$1,000 and up

1.000%

1.00%

Business Deposit Accounts

Miniumum Daily Balance to obtain Annual Percentage Yields (APY) *

Annual Interest Rate

Annual Percentage Yield (APY)*

Business Interest Checking

$1,000.00

0.150%

0.15%

Business Money Market

$0.00 - $9,999.99

0.200%

0.20%


$10,000.00 - $49,999.99

0.200%

0.20%


$50,000.00 - $99,999.99

0.200%

0.20%


$100,000 - $499,999.00

0.250%

0.25%


$500,000 and over

0.250%

0.25%

Rates are accurate as of

May 18, 2023

Fees may reduce earnings
* Daily Balance (the amount of principal in the account each day)
** Annual Percentage Yield (APY) based on 365 days compounded monthly
*** To avoid a service fee the combined minimum balances in linked checking, savings, CDs and IRAs
**** Christmas Club accounts can only be opened between October 15 through January 31 of the next year
Rates are subject to change without notification.

Certificate of Deposit Interest Rates (CD)

TermMiniumum Deposit to OpenAnnual Interest RateAnnual Percentage Yield (APY)

3 Month CD

$1,000.00

0.100%

0.10%

6 Month CD

$1,000.00

0.150%

0.15%

12 Month CD (1 year)

$1,000.00

0.200%

0.20%

18 Month CD

$1,000.00

0.250%

0.25%

24 Month CD (2 year)

$1,000.00

0.250%

0.25%

30 Month CD

$1,000.00

0.300%

0.30%

36 Month CD (3 year)

$1,000.00

0.395%

0.40%

48 Month CD (4 year)

$1,000.00

0.495%

0.50%

60 Month CD (5 year)

$1,000.00

0.695%

0.70%

17 Month CD *

$1,000.00

4.410%

4.50%

27 Month CD *

$1,000.00

4.220%

4.30%

*FCB Specials - The interest must be capitalized back into the Certificate of Deposit or deposited into a First Community Bank of Hillsboro checking or savings account

Rates are accurate as of January 5, 2024

Fees may reduce earnings
* Special Term CD
Rates are subject to change without notification.
Certificates of Deposit are subject to a substantial penalty for ealy withdrawal
MEMBER FDIC

Individual Retirement Account (IRA)

TermMiniumum Deposit to OpenAnnual Interest RateAnnual Percentage Yield (APY)

12 Month IRA (1 year)

$1,000.00

0.200%

0.20%

18 Month IRA

$1,000.00

0.250%

0.25%

24 Month IRA (2 year)

$1,000.00

0.250%

0.25%

30 Month IRA

$1,000.00

0.300%

0.30%

36 Month IRA (3 year)

$1,000.00

0.395%

0.40%

48 Month IRA (4 year)

$1,000.00

0.495%

0.50%

60 Month IRA (5 year)

$1,000.00

0.695%

0.70%

17 Month IRA *

$1,000.00

4.410%

4.50%

27 Month IRA *

$1,000.00

4.220%

4.30%

TDOA

$25.00

0.200%

0.20%

Rates are accurate as of January 5, 2024

Fees may reduce earnings
* Special Term IRA
Rates are subject to change without notification.
Individual Retirement Accounts are subject to a substantial penalty for ealy withdrawal
MEMBER FDIC