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Loan Products


Loan Types

If you are looking for a new automobile, or need extra funds to finance other personal purchases, our consumer loans offer competitive rates and terms.  Installment loans can help you purchase a new auto, pay off bills, make home improvements, or any other personal expenses.  To find out if you qualify, simply come in to request a consumer loan application, complete it, bring it back, and meet with one of our experienced loan officers.


FCB offers commercial loans in order to help you and your business succeed.  Operating a successful business requires a lot of financial support, and this is clearly understood by our knowledgeable loan officers.  Since it’s inception, our bank has understood how important it is to maintain and expand the businesses in our community.  If you are interested in a commercial loan, visit our Main Bank to meet with a loan officer in order to go over your financial needs.

If you are in need of an agricultural loan for operating expenses or for new capital purchases, one of our skilled loan officers can help you meet your needs.

Speak to one of our loan officers to find out about our competitive rates for real estate or construction loans.  Whether you are looking for a new home, or would like to refinance your existing mortgage, our loan officers can help you determine the best way to meet your financing needs.

  • Fixed Rate Mortgage Loans — With a fixed rate mortgage loan, your payments remain the same throughout the entire term of your loan.  Similarly, your interest rate will remain the same throughout the life of your loan.
  • Adjustable Rate Mortgage (ARM) Loans — Our in-house ARMs have interest rates that adjust periodically according to a preset adjustment schedule determined at the start of your loan.  With an adjustable rate mortgage, a change in the interest rate will result in a change in the payment amount also.

First Community Bank of Hillsboro NMLS#408544

Cindy Hopwood NMLS #1498650
Nick Kuhns NMLS #754782
Randy D McFarlin NMLS #61656
Brandi N Reynolds NMLS #523121


Use our financial calculators to help you determine your cash needs for your next purchase.