*Offered rates are subject to change without notice

Deposit Account Rates

Accurate as of June 10, 2014

Interest Rates Subject to Change Without Notices

Personal Rates

Account Minimum Deposit To Open Account  Annual Interest Rate*    Annual Percentage Yield*  
Christmas Club Savings 1.00 1.00% 1.00%
  May be opened Oct 15th thru Dec 31st each year    
Savings Account 25.00 0.250% 0.25%
Summer Savings 2.00 0.500% 0.50%
Interest/Select Set Checking 1000.00 0.095% 0.10%
Rewards Checking 100.00    
  Up to $10,000.00 Qualifying Balance 0.745% 0.75%
  Over $10,000.00 0.15% 0.15%
  Non-Qualifying Balance 0.05% 0.05%
Money Market Accounts 1000.00
         Daily Balances of  

      up to $9,999.99

0.095% 0.10%

10,000.00 - 49,999.99

0.145% 0.15%

50,000.00 - 99,999.99

0.145% 0.15%

100,000.00 and Over

0.245% 0.25%
Disclosures
Fees applied may effect Annual Percentage Yield.
 *Offered rates are subject to change without notice

Certificates of Deposit  

Term  Minimum Balance  Interest Rate*  Annual Percentage Yield* Compounded 
03 Month 1000.00 0.045% 0.05% Monthly
06 Month 1000.00 0.195% 0.20% Monthly
12 Month 1000.00 0.345% 0.35% Monthly
18 Month 1000.00 0.445% 0.45% Monthly
24 Month 1000.00 0.545% 0.55% Monthly
30 Month 1000.00 0.695% 0.70% Monthly
36 Month 1000.00 0.845% 0.85% Monthly
48 Month 1000.00 0.995% 1.00% Monthly
60 Month 1000.00 1.345% 1.35% Monthly

Individual Retirement Account

Term  Minimum Balance    Interest Rate*  Annual Percentage Yield* Compounded 
12 Month 1000.00 0.345% 0.35% Quarterly
18 Month 1000.00 0.445% 0.45% Quarterly
24 Month 1000.00 0.545% 0.55% Quarterly
30 Month 1000.00 0.695% 0.70% Quartlery
36 Month 1000.00 0.845% 0.85% Quarterly
48 Month 1000.00 0.995% 1.00% Quarterly
60 Month 1000.00 1.345% 1.35% Quarterly
Term  Minimum Balance  Variable  Interest Rate*  Annual Percentage Yield* Compounded 
 TDOA    

100.00

0.345%

0.35%

Quarterly

         
Disclosures
Early withdrawal penalty may apply.
Variable Rates subject to change without notice.
*Offered rates are subject to change without notice

Business Rates

Account Minimum Balance  Interest Rate*  Annual Percentage Yield*  
Business Interest Checking 1000.00 .095% 0.10%
Business Savings Account 25.00 .250% 0.25%
Commercial Money Market 1000.00
         Daily Balances of  

      up to $9,999.99

0.095% 0.10%

10,000.00 - 49,999.99

0.145% 0.15%

50,000.00 - 99,999.99

0.145% 0.15%

100,000.00 and Over

0.245% 0.25%
 
Disclosures
Fees applied may effect Annual Percentage Yield.
*Offered rates are subject to change without notice
 

Health Savings Account

Daily Balances of

up to $999.99

0.10% 0.10%

1000.00  & up

0.995% 1.00%
 
Disclosures
Variable Rates subject to change without notice.
*Offered rates are subject to change without notice
Fees applied may effect Annual Percentage Yield.