Online Banking Login Security Statement

Deposit Account Rates

Accurate as of January 5,2015

Interest Rates Subject to Change Without Notices

Personal Rates

Account Minimum Deposit To Open Account Annual Interest Rate* Annual Percentage Yield*
Christmas Club Savings 1.00 1.000% 1.00%
May be opened Oct 15th thru Dec 31st each year
Statement Savings Account 25.00 0.250% 0.25%
Summer Savings 2.00 0.500% 0.50%
Select Set, Advantage &
Interest Checking
1000.00 0.095% 0.10%
Rewards Checking 100.00
Up to $10,000.00 Qualifying Balance   0.745% 0.75%
Over $10,000.00   0.150% 0.15%
Non-Qualifying Balance   0.050% 0.05%
Money Market Accounts 1000.00
up to $9,999.99 0.095% 0.10%
10,000.00 - 49,999.99 0.145% 0.15%
50,000.00 - 99,999.99 0.145% 0.15%
100,000.00 and Over 0.245% 0.25%
Disclosures
Fees applied may effect Annual Percentage Yield.
*Offered rates are subject to change without notice

Certificates of Deposit

Term Minimum Balance Interest Rate* Annual Percentage Yield* Compounded
03 Month 1000.00 0.045% 0.05% Monthly
06 Month 1000.00 0.195% 0.20% Monthly
12 Month 1000.00 0.345% 0.35% Monthly
18 Month 1000.00 0.445% 0.45% Monthly
24 Month 1000.00 0.545% 0.55% Monthly
30 Month 1000.00 0.695% 0.70% Monthly
36 Month 1000.00 0.845% 0.85% Monthly
48 Month 1000.00 0.995% 1.00% Monthly
60 Month 1000.00 1.345% 1.35% Monthly
72 Month Special 1,000.00 1.490% 1.50%  
84 Month Special 1,000.00 1.740% 1.75%  
96 Month Special 1,000.00 1.980% 2.00%  

Individual Retirement Account

Term Minimum Balance Interest Rate* Annual Percentage Yield* Compounded
12 Month 1000.00 0.345% 0.35% Quarterly
18 Month 1000.00 0.445% 0.45% Quarterly
24 Month 1000.00 0.545% 0.55% Quarterly
30 Month 1000.00 0.695% 0.70% Quartlery
36 Month 1000.00 0.845% 0.85% Quarterly
48 Month 1000.00 0.995% 1.00% Quarterly
60 Month 1000.00 1.345% 1.35% Quarterly
72 Month Special 1,000.00 1.490% 1.50%  
84 Month Special 1,000.00 1.740% 1.75%  
96 Month Special 1,000.00 1.980% 2.00%  
Term Minimum Balance Variable Interest Rate* Annual Percentage Yield* Compounded
TDOA 100.00 0.345% 0.35% Quarterly
Disclosures
Early withdrawal penalty may apply.
Variable Rates subject to change without notice.
*Offered rates are subject to change without notice

Business Rates

Account Minimum Balance Interest Rate* Annual Percentage Yield*
Business Interest Checking 1000.00 0.095% 0.10%
Business Savings Account 25.00 0.250% 0.25%
Commercial Money Market 1000.00
Daily Balances of
up to $9,999.99 0.095% 0.10%
10,000.00 - 49,999.99 0.145% 0.15%
50,000.00 - 99,999.99 0.145% 0.15%
100,000.00 and Over 0.245% 0.25%
Disclosures
Fees applied may effect Annual Percentage Yield.
*Offered rates are subject to change without notice

Health Savings Account

Daily Balances of Interest Rate* Annual Percentage Yield*
up to $999.99 0.100% 0.10%
1000.00 & up 1.240% 1.25%
Disclosures
Variable Rates subject to change without notice.
*Offered rates are subject to change without notice
Fees applied may effect Annual Percentage Yield.