Deposit Account Rates
Accurate as of May 16, 2013
Interest Rates Subject to Change Without Notices
Personal Rates |
| Account |
Minimum Deposit To Open Account |
Annual Interest Rate* |
Annual Percentage Yield* |
| Christmas Club Savings |
1.00 |
1.00% |
1.00% |
| |
May be opened Oct 15th thru Dec
31st each year |
|
|
| Savings Account |
25.00 |
0.250% |
0.25 |
| Interest/Select Set/ Advantage Checking |
1000.00 |
0.095% |
0.10% |
| Rewards Checking |
100.00 |
|
|
| |
Up to $10,000.00 Qualifying
Balance |
0.745% |
0.75% |
| |
Over $10,000.00 |
0.15% |
0.15% |
| |
Non-Qualifying Balance |
0.05% |
0.05% |
| Money Market Accounts |
1000.00 |
|
|
| Daily Balances of |
|
|
|
up to $9,999.99 |
|
0.095% |
0.10% |
10,000.00 - 49,999.99 |
|
0.145% |
0.15% |
50,000.00 - 99,999.99 |
|
0.145% |
0.15% |
100,000.00 and Over |
|
0.245% |
0.25% |
|
| Disclosures |
| Fees applied may effect Annual Percentage Yield. |
| *Offered rates are subject to change without notice |
Certificates of Deposit |
|
|
|
|
|
| Term |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield* |
Compounded |
| 03 Month |
1000.00 |
0.045% |
0.05% |
Monthly |
| 06 Month |
1000.00 |
0.195% |
0.20% |
Monthly |
| 12 Month |
1000.00 |
0.395% |
0.40% |
Monthly |
| 18 Month |
1000.00 |
0.445% |
0.45% |
Monthly |
| 24 Month |
1000.00 |
0.545% |
0.55% |
Monthly |
| 36 Month |
1000.00 |
0.645% |
0.65% |
Monthly |
| 48 Month |
1000.00 |
0.995% |
1.00% |
Monthly |
| 60 Month |
1000.00 |
1.195% |
1.20% |
Monthly |
|
|
|
|
|
|
|
|
|
|
Individual Retirement Account |
|
|
|
|
|
| Term |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield* |
Compounded |
| 12 Month |
1000.00 |
0.395% |
0.40% |
Quarterly |
| 18 Month |
1000.00 |
0.445% |
0.45% |
Quarterly |
| 24 Month |
1000.00 |
0.545% |
0.55% |
Quarterly |
| 36 Month |
1000.00 |
0.645% |
0.65% |
Quarterly |
| 48 Month |
1000.00 |
0.995% |
1.00% |
Quarterly |
| 60 Month |
1000.00 |
1.195% |
1.20% |
Quarterly |
|
| Term |
Minimum Balance |
Variable Interest Rate* |
Annual Percentage Yield* |
Compounded |
| TDOA |
100.00 |
0.395% |
0.40% |
Quarterly |
| |
|
|
|
|
| Disclosures |
| Early withdrawal penalty may apply. |
| Variable Rates subject to change without notice. |
| *Offered rates are subject to change without notice |
|
|
Business Rates |
| Account |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield* |
|
|
|
|
| Business Interest Checking |
1000.00 |
.095% |
0.10% |
| Business Savings Account |
25.00 |
.250% |
0.25% |
| Commercial Money Market |
1000.00 |
|
|
| Daily Balances of |
|
|
|
up to $9,999.99 |
|
0.095% |
0.10% |
10,000.00 - 49,999.99 |
|
0.145% |
0.15% |
50,000.00 - 99,999.99 |
|
0.145% |
0.15% |
100,000.00 and Over |
|
0.245% |
0.25% |
| |
|
|
|
| Disclosures |
| Fees applied may effect Annual Percentage Yield. |
| *Offered rates are subject to change without notice |
| |
Health Savings Account |
| Daily Balances of |
|
|
|
up to $999.99 |
|
0.10% |
0.10% |
1000.00 & up |
|
0.995% |
1.00% |
| |
| Disclosures |
| Variable Rates subject to change without notice. |
| *Offered rates are subject to change without notice |
Fees applied may effect Annual Percentage Yield.
|
|
|
