| ATM Fee |
|
| FCB Debit withdrawal, transfer or inquiry |
No Charge |
| FCB Debit machine mini statement |
$1.00 |
| FCB customer deposits at foreign ATM |
$1.00 |
| (must be on NYCE system) |
|
| Foreign ATM withdrawal or inquiry |
$1.00 |
| Foreign ATM transfer |
$0.50 |
| Replacement Card |
$5.00 |
| Non customer withdrawal, transfer or inquiry |
$1.50 |
| Bank by mail |
Envelopes provided |
| Cashed/deposited item returned |
|
| Customer Charge back fee |
$3.00 |
| Customer funds not available Collection fee |
$3.00 |
| Non-Customer Cashed-Collection Fee |
$10.00 |
| Cash Advance with a maximum of $2000.00 a day |
$20.00 |
| Check Cashing |
|
| Customer -3 party checks funds not available |
$15.00 |
| Non-customer Social Security |
$1.00 |
| Non-customer Federal Check |
$5.00 |
| Non-customer under $500.00 |
$20.00 |
| Non-customer up to $1000.00 |
$40.00 |
| Non-customer up to $5000.00 |
$60.00 |
| Non-customer $5000.01 & over |
$100.00 |
| Check Orders |
Depends on style ordered |
| Postage for mailed check orders |
Cost of Postage |
| Coin counting (non-customer) |
5% |
| Collection items |
$25.00 |
| Deposit verification for mortgage loans |
No Charge |
| Direct Deposit |
No Charge |
| Fax: |
|
| Incoming per sheet |
$1.25 |
| Outgoing per sheet |
$2.00 |
| Garnishment & Tax levies |
$50.00 |
| Inactive/Dormant account Fee |
|
| Checking (Inactive one year) |
$7.50 |
| fee waived if balance over $1,000 |
|
| Savings (Inactive 2 years) |
$10.00 |
| Waive if balance over $300 |
|
| Insufficient funds |
|
| Overdraft/NSF Fee - Paid or
Retuurned Check |
$23.00 |
| Daily Maximum
Overdraft/NSF Fee |
$92.00 |
Uncollected Funds Fee Paid or
Returned
(UCF Paid Item
Fee, UCF Returned item Fee) |
$23.00 |
Continued Overdraft Fee after
10 days, then again
after 20 days if overdraft is not resolved. |
$25.00 |
| Internet Banking |
|
| Consumer Inquiry Only |
Free |
| Consumer Bill Pay with at least 1 bill pay a month |
Free |
| Consumer Bill Pay with no bill paid during the monthy |
$7.50 |
| Business Bill Pay per month, up to 10 bills |
$7.50 |
| Business Bill Pay over 10 |
each $0.65 |
| IRA Transfer Fee |
$25.00 |
| Loan Payment book replacement |
$2.50 |
| Night Deposit: |
|
| Locked bags |
$20.00 |
| Replacement Key for Locked bags |
replacement cost |
| Zippered bags (1st Free), per additional bags |
$5.00 |
| Notary fee |
|
| Customers |
No Charge |
| Non Customers |
$1.00 |
| Official Checks: |
|
| Cashiers Checks-Customer |
$3.00 |
| Money Orders - Customer |
$3.00 |
| Overdraft Protection, |
|
| Transfer to Overdrawn Checking from: |
|
| Savings or another Checking |
$5.00 |
| Cash Line (AKA Cash Reserve) |
Interest Applied |
| Home Equity Loan |
Interest Applied |
| Photocopies, per page |
$0.25 |
| Rejected Items per item |
$0.25 |
| (Due to faulty checks or deposit slips |
|
| purchased from another company) |
|
| Research Services, per hour |
$25.00 |
| Minimum Charge |
$15.00 |
| Safe Deposit |
Annual Charge based on size of box |
| Late Fee |
$7.50 |
| Replacement 1 Key lost |
Locksmith Charge |
| Drill Fee - Both Keys Lost |
Locksmith Charge Plus $25.00 |
|
|
| Security/Stock sales or Purchase |
$60.00 |
| Signature Guarantee (non-customer) |
$60.00 |
| Statement - |
|
| Special cut off (on green stock paper) |
$3.00 |
| Statement, copy of |
See photocopies |
| Statement Printout pick up at Main Bank |
No Charge |
| Mailed to customer |
$2.00 |
| Faxed to customer |
$3.00 |
| Statement Balancing, per hour |
$25.00 |
| Minimum Charge |
$15.00 |
| Stop Payment, per check |
$23.00 |
| Span of consecutive check numbers |
$50.00 |
| Subpoenas or summons for documents |
|
| or witnesses |
Same as research services |
| Telephone transfer |
$3.00 |
| Transfer with ET Banking |
No Charge |
| ET Banking (Electronic Telephone Banking) |
No Charge |
| U.S. Savings Bonds |
|
| Issue Fee |
No Charge |
| Redemption Fee |
No Charge |
| Wire Transfers |
|
| Incoming - Customers |
No Charge |
| Outgoing - Customers |
$20.00 |
